Freelance Forum: The Rx to Your Healthcare Insurance Questions!

For many of us, there may be no more perplexing business issue than the challenge of healthcare insurance – evaluating the options, selecting the most beneficial and cost-efficient plan and then getting the most from it. If we find ourselves in the individual market (i.e., no coverage under a spouse or partner’s plan), or if we’re stepping into the Medicare maze, the challenges can only increase.

Our November meeting could be the Rx to your healthcare insurance woes! We’ve invited Ed Fogarty, a principal of Classic Benefits Management, to speak to us on a number of important issues regarding healthcare coverage. Ed will begin with a timely overview of the Affordable Care Act (ACA) and Medicare open enrollment process (after all, ‘tis the season). He’ll cover what “on and off exchange” means, various eligibility criteria and the overwhelming choices of products on the market. He’ll address financial issues such as tax penalties, and he’ll review available options and qualifying criteria for financial assistance. Finally, Ed will conclude with the impact the ACA has had on small business owners like ourselves.

Be sure to bring your questions, too! We promise a healthy exchange of information, so don’t miss this timely and important meeting. See you November 5.

About Ed Fogarty

An expert Medicare and ACA consultant, Ed Fogarty is a principal of Classic Benefits Management, a brokerage firm that specializes in Medicare and a wide array of healthcare insurance products (medical, dental, vision, etc.) for individuals and small groups. A U.S. Navy veteran, Ed has over 20 years’ experience in the health insurance industry. He launched his own firm 12 years ago to focus on personalized benefits solutions that address his clients’ needs, providing concierge service to individuals and small businesses. Ed lives in Marietta with his wife and daughter and, in his free time, enjoys biking and kayaking (both healthy activities!) along the Chattahoochee River.